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Membership Benefits

Discover how American Credit Bureau can transform your debt collection process.

Benefits

Benefits of using our streamlined, progressive collection solutions

All money collected is paid directly to you.

No software needed — just internet access.

Collecting early reduces write-offs.

Collect balances no matter the stage of the revenue cycle.

Affordable and cuts write-offs and agency reliance.

Boosts your monthly cash flow.

Additional Benefits

Blemish the permanent credit reports of debtors who refuse to pay ... Equifax, Experian, and Trans Union

Locate customers that moved and didn't leave a forwarding address

You'll be invited to free webinars on how to prevent past due accounts from becoming a collection problem

You'll have access to free state-specific informational updates

A collection Coach will be assigned to your account to help your resolve a collection issue

How We Compare to Traditional Collection Agencies

Traditional Collection Agencies

Charge commissions of 35-50% of all money collected

You lose control of your patient/client relationship

Limited reporting - sometimes monthly or quarterly at best

Long commitment periods with early termination penalties

Often aggressive tactics that can damage your reputation

Low recovery rates on older accounts

Commissions increase with age of the debt

Additional fees for skip tracing and credit bureau reporting

High minimum account requirements

You only receive 50-65% of money collected

VS

American Credit Bureau

Flat monthly fee of $79.95 - no commissions

You maintain control of your patient/client relationship

24/7 access to real-time reporting through online portal

No long-term contracts - risk-free 60-day guarantee

Professional approach that preserves your reputation

Higher recovery rates with credit bureau reporting leverage

Flat fee structure regardless of debt age

All services included - no additional fees

No minimum account requirements

You keep 100% of all money collected